Funding of Health care in Australia
Commonwealth Government - provides approximately 50% (medicare, PBS etc)
State and Territory - approximately 23% (hospitals etc)
Private sector - approximately 27% (private hospitals etc)
Health Insurance
| |
Medicare |
Private health insurance |
| Cost |
Funded by tax revenue - 1.5% of income or 2.5% if earn over a threshold ($50000 single or $100000 couple without private health insurance |
*paid by members in monthly or yearly contributions
*Cost depends on level of services selected
* Government refunds 30% of premium to try and attract people into the funds. Also if you have not joined by age 30 you pay an increased premium for each year you have not been in a private health fund if you eventually join.
|
| What it covers |
*Hospital treatment
*85% of Medical benefits scheme for registered GP's and specialists.
|
* Part or all of the cost of hospital treatment in a public or private hospital.
* Ancillary services (physio, dentist etc)
|
| What you get |
*services in a public hospital
|
* services in a private hospital
* doctor of choice
* ancillary benefits if selected such as physio, dental etc.
shorter waiting time for treatments
|
| What you do not get |
* ambulance cover
* private hospital costs
* specialist services
|
Difference between the scheduled fee and the insurance rebate known as the gap. This must still be paid by the patient. |
Pharmaceutical benefits scheme
Aims to provide affordable medicines to the community. Consumers are only required to pay a designated amount of the cost of a prescription and the government pays the rest.
Comments (0)
You don't have permission to comment on this page.